Tuesday, November 16, 2010

Got Benefits?

Employers and other plan's sponsors offer dental benefits for a variety of reasons, including promotion of oral health, attraction, and retention of employees.

Regardless of why the plan is offered, its intent is the same: to help individuals by paying for a portion of the cost of their dental care.

Tips on Getting the Most from Your Dental Benefits
1.  Read your dental benefits booklet.
2.  Know your options. Be familiar with limitations and exclusions set by the employer's policy. Remember, you and your dentist need to decide the treatment that is best for you no matter what insurance covers.
3.  Communicate with your dentist, employer and insurance company. Your benefits office needs to know how your plan is working.
4.  Practice good oral hygiene. Good dental health is your responsibility.
5.  Use your benefits! Some plans even have improved coverage if you maintain regular visits for observation and care.

Did you know that you could actually save hundreds of dollars by using your dental benefits before the end of the year?
 
While some dental insurance plans run on a fiscal year, most run on a calendar year. If your dental insurance plan is on a calendar year.
The yearly maximum is the most money that the dental insurance plan will pay for your dental work within one full year. This amount varies by insurance company, but the average is around $1,000 per year, per person. The yearly maximum usually renews every year (on January 1 if your plan is on a calendar year). If you have unused benefits, these will not rollover.

Valley Valley Dental Care is a Preferred Provider for:

Vail Resorts

Vail Valley Medical Center

Guardian Dental Plans


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